Calculating German automobile insurance premiums

A:Quote / Application

1. How do I get insurance after purchasing a car?➡　Please contact us first. After filling out the car insurance Form A (request form), we will prepare an estimate (calculation of annual cost). If you agree with it, we will send you an electronic insurance confirmation (eVB) required for car registration by E-mail.

2. When will my insurance become valid?➡　Insurance will become valid from the point of registration at the Land Transport Department (when the license plate is obtained).

3. Is the quote a year’s premium?➡　Yes. We will show you a rough estimate for one year. This year’s insurance premium will be prorated from the vehicle registration date (insurance start date) to the next renewal date (January 1 of the following year).

4. Is it possible to change the insurance company starting from next month?➡　No, that cannot be changed. If you are currently enrolled in automobile insurance at another company and are considering changing your insurance company, please send the current automobile insurance policy to us.

B:How to write a request form: Form A

1. What happens if I exceed the planned annual mileage at the time of application?➡　Insurance premium will vary depending on the planned annual mileage, so please contact us immediately if you exceed the mileage. We will change the contract details.

2. How should I calculate the estimated annual mileage?➡　Please use this as a reference.
• About 6,000 km: I only ride when I go shopping at a supermarket and don´t ride much
• Up to 10,000 km: I go shopping and drive my car on weekends
• More than 10,000 km : I go on trips and go out frequently

3. I use a car for private and commuting. Is the purpose of use “private and business use”?➡　Commuting is for private use.

4. It says “Certificate of no accidents from foreign countries for 4 years or more”, but is it okay to use a Japanese suspension certificate issued by a Japanese automobile insurance company?➡　The accident-free certificate and the suspension certificate are not the same documents. Therefore, please ask the car insurance company that you have subscribed in Japan to issue an accident-free certificate in English.

5. What are the applicable conditions for a no-claim certificate?➡　The following conditions are required.

• The original English no-claim certificate issued by the car insurance company
• The car insurance policyholder who was enrolled in Japan is the same as the prospective insurance policyholder
• The insurance period is entered in the no-claim certificate (Example: 01.01.2015-01.01.2020)
• The signature of the no-claim certificate issuer is written.
• The logo is written (color) or the company seal is stamped _{* 1}

* 1 If the logo has no color, black is also acceptable
* Our company only accept no-claim certificate for at least 4 years or 5 years or more.

Frequently Asked Questions

Car Insurance Summary

A:Quote / Application

B:How to write a request form: Form A

C:How to pay insurance premium

D.Cancellation

E.In Case of an Accident

F.Others

Apply / Quote / Inquiry