We calculate insurance premium according to your lifestyle and conditions.
Our examples of insurance premium
Factors that affect insurance premium
Accident-free history (SF grade)
n Germany, insurance premium varies depending on the history of accidents.
What is SF grade (Schadenfreiheitsklasse)?
If there is no accident in that year, the SF grade will be raised by one level the following year. The higher the SF grade, the cheaper the insurance premium will be.
Car model and model year
Insurance premium varies depending on which car model and model year you choose.
The frequency of accidents caused by the same model in Germany in the previous year also affects insurance premiums.
In Germany, there are mandatory liability insurance and optional insurance.
Premium varies depending on the insurance to be added. Please see „Car Insurance Coverage” for details of compensation .
Area of residence
Insurance premium varies depending on the frequency of accidents happened in your area in the previous year.
Annually planned mileage
Insurance premium is calculated according to the mileage.
Insurance premium varies depending on the range of people covered by insurance. If you are under the age of 23 and become a driver, your insurance premium will increase.
Presence of children under 16
You might get discounted if you have children.
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We will support you comprehensively, from the questions like „How much does my insurance cover?“ to „How can I claim the reimbursement when accident occured?“. Feel free to contact us.